My dad owns a 1992 Firebird that he (supposedly) totaled last year. Here’s the story, there was a really bad storm, and his boss demanded that he was not only at his job but on time. So my dad rushed on his way to work, and hydroplaned on a back road that is prone to flooding. He got it towed back to the house and later that day he filed a report to the insurance agency that it was totaled. He got the money for the totaled car, and he used the money to drain the engine, change the oil, put in new spark plugs, get new carpet, etc. The car now runs, but it has 274,000 miles, and the insurance company told him he can never get his full coverage reinstated. I beg to differ, seeing as how I’m going to inherit this car soon, and I want to replace the old worn-out motor anyways, and with a new motor this won’t even be the same car.

So here is my question:
If I get the engine replaced with a crate engine with 0 miles, do you think that the insurance company will reinstate full coverage?

automobile insurance specialists

Auto Insurance Specialists – Everything You Need to Know About Car Insurance Specialists
Executive Summary about auto insurance specialists by Jason Averill

Auto insurance specialists are not exactly what most people have in mind when they think of the word specialists. The reason is that the term is applied to pretty much anybody who works for a car insurance agency. When you purchase your policy online you will have access to all of the information you could ever need to make an informed decision about your purchase. There are hundreds of thousands of web pages that are devoted to automobile insurance. When you are ready to purchase auto insurance the most important thing to do is decide on a coverage level that will protect your assets in the event of a serious accident. This means if you have five-thousand dollars worth of liability coverage and cause ten-thousand dollars worth of damages you will be most likely be held liable for the difference. To avoid this you should purchase as much liability coverage as you can comfortably afford.

You can get this increased liability coverage for free when you buy your policy online. This is because the average person saves a few hundred bucks by purchasing their insurance online directly from the insurer. Try doing that when dealing with the so called auto insurance specialists.

Auto Insurance Specialists – Learn To Make Use Of Experts’ Expertise For Your Benefit
Executive Summary about auto insurance specialists by Andrina James

All leading auto insurance companies experts. To obviate such possibilities and also to put their likely customers at ease, companies employ people who have expertise in the field of car insurance.

Description Of Intricate Terms In Simple Language

Auto insurance specialists explain to you what some complex sounding terms really imply. Of course, your company pays the balance amount. In that case, you will pay $800 as ‘excess’ and company will pay $1200 on account of expenditure on repair of the car. Also, auto insurance specialists inform you that it’s better to opt for a higher excess or deductible. In case you commit to pay a bigger portion of the claim, the company considers you a lower risk and offers you a low premium.

Information About The Discounts Available

Most people are not aware of this, but insurance companies also offer various types of discounts to their customers subject to certain qualifications. These discounts depend on a person’s driving record, age, gender, average distance of car travel, and even credit record. During counseling sessions, auto insurance experts make it a point to fully apprise their prospective customer of the discounts available on the various policies.

Moreover, specialists offer their advice online too. Seeking advice from experts of 3-4 companies will equip you in a proper way to find the best online car insurance.

Check out other guide on compare car insurance rates.