Comments for AboutInsuranceSite.info

Comment on Compare Auto Insurance Companies by Sell Life Insurance

Sell Life Insurance — Wed, 11 Nov 2009 02:28:15 +0000

I’m looking for quotes online but I hope they are reliable and much affordable.

Comment on What is the cheapest, full-coverage auto insurance in Pennsylvania for an age 54 female? by oklatom

oklatom — Fri, 09 Oct 2009 04:57:45 +0000

That is a question that is basically impossible to answer. It depends on a variety of factors, so what is best for me might be the highest for you. Just of few of the things they consider: age, gender, vehicle type, mileage, use (business or pleasure), zip code where it’s parked at night, credit rating–and it goes on.

Best thing to do. Find an independent agent not tied to one company, give him your information and needs, (comprehensive only, or full coverage, etc.) and let him search. Do consider uninsured/under-insured motorist coverage.

Good luck in your search.

Comment on high risk driver with 08 veichle? by mbrcatz

mbrcatz — Thu, 08 Oct 2009 05:04:36 +0000

Not true. High risk carriers DO offer full coverage (btw, full coverage does NOT mean you are fully covered). It just costs a hell of a lot.

Progressive, Leader Infinity, Geico, all will give you policies with collision and comprehensive, unless you’re over 70, even if you’re a "high risk" driver.

Comment on Is it true that you must have full coverage auto insurance when you purchase a car with a loan? by entidtil

entidtil — Wed, 07 Oct 2009 09:41:28 +0000

"full coverage" can mean many things. It is true that lenders require both collision and comprehensive coverage and your state requires at least liability so you will need those 3 coverages. It doesn’t matter what the car is worth or the loan amount.

Comment on Where can I go online to compare rates for a personal loan? by Andrea

Andrea — Tue, 06 Oct 2009 05:45:17 +0000

http://www.bankrate.com will show you rates in your area. You should know that you have to have excellent credit to get a personal loan and also have the means to repay it.

A credit union is your best bet for a good rate and a safe lender to deal with.

Comment on What is a good car insurance company – value and a known company – not high risk? by luminous

luminous — Tue, 06 Oct 2009 00:10:51 +0000

Try Amica Insurance, they have the best consumer rating.

Comment on What is the cheapest full coverage auto insurance for a 23 year old male with a 4 cylinder honda? by RYAN V

RYAN V — Mon, 05 Oct 2009 14:39:02 +0000

hi, just go here http://www.get-smart-about-motorcars.moneysavecenter.com?id=m3y227

fill the form and get quotes from some of the top insurers in the USA today. They cover the 50 states. It’s free and you don’t have to actually buy anything, it’s well worth it because you get to compare all these quotes and can then pick the best one for your needs/price.

Comment on Car Insurance for “High-Risk” driver? by Grease Monkey

Grease Monkey — Sun, 04 Oct 2009 05:02:05 +0000

There’s plenty of choice here
http://www.esuperfind.com/carinsurance.php?id=mw90 I am sure some will do it.
If not, see the Minnesota Department of Commerce, they are the ones who deal with insurers:

Contact: http://www.state.mn.us/portal/mn/jsp/content.do?id=-536882079&agency=Commerce

Website: http://www.state.mn.us/portal/mn/jsp/home.do?agency=Commerce

Comment on What is the best source to compare the insurance costs for all model of cars and trucks? by marygirl

marygirl — Sun, 04 Oct 2009 00:21:00 +0000

Best thing you can do for yourself is find a good Insurance Agency in your area.

Agencies do just this for you. They are set up to get you the best rates, and are licensed to write with all the insurance companies. This is what an insurance agency does.

Then, you will have an agency you can turn to when you need advice, change your needs, etc… If you find the right agency, they will take good care of you.

Ask friends and family, maybe they know of a good agency. They are everywhere, just find a good one. An agency licensed to write with many, many companies, at least 10-15.

Comment on Are licensed independent insurance agent required to have an physical agency location to sell for ins carriers by aaron p

aaron p — Thu, 01 Oct 2009 19:36:51 +0000

Sure you need an address, but most don’t care if you’re working out of your house or not.

You sound like you need to write a business plan (try http://www.sba.gov and http://www.score.org as starting resources). There are other companies that already do this (not the least of which is Progressive that sells a different contracts online than through the brokerage system), so the section about competition and marketing will be critical. You should also either be realistic about the cost of the site creation, data management, CRM, and so on, or you need to have the skills to program and maintain the whole thing yourself.

If there are package deals where you can just subscribe to a quoting system and pick a template to wrap around it with your company name, this is a clear indication that the bones of the business are not unique. If that’s the case, can you do your own SEO, why would a shopper choose you instead of someone else? what’s your unique selling proposition? how are you allocating your advertising budget?

I’m not saying it can’t be done, in fact you could be raking money in before too long, but a detailed and researched business plan is your opportunity to work out the wrinkles. Failing miserably because you couldn’t track the conversion ratio of each marketing campaign would suck.